Nearly 70% of all 401k participants wrongly believe there are no investment-related fees associated with their plan, or that their employer pays these fees. In reality, 401k fees cost Americans nearly $164 million per day, and can have the effect of reducing a participants' balance available at retirement by 40% to 60%. We think this is unacceptable. America's Best 401k will help your workforce save for a more secure and comfortable retirement.
Guided by our “participants first” philosophy, we leverage smart investing to offer a complete retirement plan solution at a fraction of the cost of other plans. We provide plan sponsors and their participants with a low-cost, high-value plan, with all-in investment related costs starting at just 1/2 of 1%.
We believe our 401k solution provides the best value plan in America. Created by a team of retirement plan experts, we have helped over 3,500 companies obtain a new or improved retirement plan. Our client base includes startups with just a handful of employees, plans with over 2,000 participants, plans with assets over $100 million, and everything in between. No matter the size of your plan, we can and want to help.
We identify company factors that determine plan suitability. What kind of plan is right for you and your employees? We’ll help determine which plan structure best enables both management and employees to maximize retirement savings
It’s great your workforce has the opportunity to save for retirement. Things like demographics, individual and corporate goals, and the growth of your business often change from the inception of the plan. Let us give your 401k a fresh analysis to be sure it meets your current needs. We specialize in complex plan designs like New Comparability Profit Sharing, Cash Balance and Defined Benefit Plans. When coupled with a 401k, these plans may help you significantly accelerate your savings goals and reduce tax liability for owners.
We offer high touch dedicated customer service at an extremely competitive and easy to understand fee structure, designed to help ensure a secure retirement for participants.
The 3(38) stands in the shoes of the plan sponsor, making all investment-related decisions and therefore assuming the fiduciary liability. We’ll focus on your plan, while you tend to your company.
We monitor all service delivery from our partners, including day-to-day service delivery, investment reports and fee disclosures and conduct research at various intervals to make sure there are no better offerings for you available on the market.