(855) 905-4015 |     support@americasbest401k.com

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COMPANIES SMALL AND LARGE LIKE YOURS ARE LOOKING TO OFFER SIGNIFICANT IMPROVEMENTS TO THE COST, QUALITY, BENEFITS, AND
SERVICES OFFERED BY THEIR 401k PLAN AND ITS PROVIDERS

W

e solve this.  Uniquely, with forward thinking and innovation.  We do this by reducing the investment-related expenses of our clients’ current 401k plans, who are generally paying 200% to 300% more in investment-related fees than is necessary.  We place a premium on providing dedicated and accurate customer support for sponsors and participants, including technology that permits participants to create an individualized action plan for their 401k, and optionally, create a similar action plan for any other financial account (IRA, brokerage, former employer 401k).

Nearly 70% of all 401k participants wrongly believe there are no investment-related fees associated with their plan, or that their employer pays these fees.  In reality, 401k fees cost Americans nearly $164 million per day, and can have the effect of reducing a participants’ balance available at retirement by 40% to 60%.  By comparison, the low all-in investment related costs with America’s Best 401k can rescue you from years of retirement savings lost to fees.
We believe our 401k solution provides the best value plan in America.  Created by a team of retirement plan experts, we have helped over 3,500 companies obtain a new or improved retirement plan.  Our client base includes startups with just a handful of employees, plans with over 2,000 participants, plans with assets over $100 million, and everything in between. No matter the size of your plan, we can and want to help.

 

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What We Do

  • Plan Design Optimization

    We identify company factors that determine plan suitability. What kind of plan is right for you and your employees? We’ll help determine which plan structure best enables both management and employees to maximize retirement savings.
  • Provide Low Cost Investment Options and Strategies

    It’s great that your workforce has the opportunity to save for retirement. And it is of utmost importance that the investment options available are working for your retirement, not eroding savings over time due to excessive fees. Our core lists of mutual funds and ETFs have expense ratios among the lowest in the industry, averaging just .14%. And our partners provide integrated technology to allow action plans to be created based on your individuals needs and risk tolerance profile.
  • Keep Services & Costs Straightforward

    We offer high touch dedicated customer service at an extremely competitive and easy to understand fee structure, designed to help ensure a secure retirement for participants.
  • Utilize an ERISA 3(38) Fiduciary

    The 3(38) stands in the shoes of the plan sponsor, making all investment-related decisions and therefore assuming the fiduciary liability. We’ll focus on your plan, while you tend to your company.
  • Provide Ongoing Management

    We monitor all service delivery from our partners, including day-to-day service delivery, investment reports and fee disclosures and conduct research at various intervals to make sure there are no better offerings for you available on the market.

401k Fee Checker

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How will your current 401k fees affect your assets over time?
Find out with our 401k Fee Checker.

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